Available accounts and services
Deposit accounts
- Share account: Save money and earn dividends for financial stability, retirement or other needs with a share account. Funds can be used as collateral for a savings secure loan. Funds are conveniently available to you, and there is no minimum balance fee. (Minimum share of $25 required at all times.)
- Share draft account: Make it easy to manage your money. A share draft account will give access to the funds in your account anytime, anywhere. You use your share drafts just like a bank check to pay bills, make purchases or obtain cash. (Subject to Chex Systems verification.) No monthly service charge, no minimum balance. Members who maintain a balance of $500 are paid a monthly dividend.
- Christmas Club account: Save for holiday shopping and earn dividends. Open with a minimum deposit of $5. You can have an automatic transfer set up from your payroll direct deposit or from a share or share draft account. Each Nov. 1, a check will be sent to you. The account renews automatically every year.
Loans
- Personal loans
- Auto loans
- R.V. loans
- Home equity loans
- Credit line accounts
Certain restrictions apply. Interest rates are always minimal. Download a loan application to get started. (Adobe® Reader® required; free download)
Other services
- VISA® credit cards
- VISA® debit cards: can be used as an ATM card
- VISA® gift cards
- Direct deposit/payroll deduction
- CU Travel Money Card: low fee of $4
- Travelers cheques: low fee of $1 per $100
- Used auto price quotes
- Costco eligibility
- Family membership
- Theme park discount tickets
- Discount coupon for Six Flags Discovery Kingdom, Vallejo (Adobe® Reader® required; free download)
